Ford

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Leasing vs. Buying

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When you visit our Ford dealership in Kissimmee, FL, you have a multitude of car-buying options. You'll start by selecting your new or used Ford from our massive inventory, and go on to select the trim, features and color you truly want. Once you know exactly which new or pre-owned Ford you want, you'll move onto the financing process. At our dealership, we offer both leasing and buying options. Not sure what you want to do? Our expert Ford finance team can help you decide which makes the most sense for your lifestyle.


There are many benefits to both leasing and financing a new car, but one option is sure to work better for your unique budget and preferences. For example, if you don't have a lot of money you can put down initially, leasing a Ford might make more sense for you. However, if you're the type who likes to jazz up their car with custom parts and accessories, you'll definitely want to buy. Our finance specialists can work with you to ensure your car-buying process is completely seamless, so start by deciding which option makes the most sense for you. Once you have an idea of what you'd like to do, stop by our dealership!


What Are the Differences Between Buying and Leasing?


Features

Buying

Leasing

Ownership

Higher monthly payments


Payments go toward eventual ownership

Smaller monthly payments


Set lease term


At end of term you can buy the vehicle or begin a new lease

Down Payment

Higher down payment


The more you put down, the less monthly payments are

Low down payment


Frequent lease specials allow for no down payment

Mileage Restraints

You can drive as much as you want


Better for long commutes

Set annual mileage limit


Accrue extra fees if you go over mileage limits


Good for those who don't drive often or long distances

Maintenance

Owner is responsible for all routine maintenance & repairs

No contract restrictions

Strict maintenance schedule

No long-term repairs necessary

Customization

Can customize the car with parts and accessories

Vehicle must be returned to dealership in same condition it was in when leased




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